Auto Refinance can lower your car loan payments. Lower Car Loan payments would mean more money on your pocket and no more missed payments and late fees. Many car refinance companies will work with you even if you have bad credit. Stop paying those high interest rate loans and check out to see what rate you would get if you refinance your auto loans. Most car refinance companies require that you must be 18 years of age or older Current US resident Vehicle must be 1998 or newer with less than 100,000 miles Loan request must be between $5,000 and $50,000